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A personal loan is an unsecured line of credit that one borrows from a financial institution at a fee. They will have to repay the loan over a fixed repayment schedule.
No. You have the freedom to decide how you want to use your personal
loan.
It can be for education, home rental, medical bills, home
renovations or any other purpose.
No, you do not need to provide a collateral for a personal loan. Unsecured loans do not require collaterals.
No, there is no early repayment fee.
Any outstanding interests (if
any) will also be nullified once you have made full repayment for your loan,
earlier than the due date in your loan contract.
Yes. As long as you can provide a source of income, you can still apply for a personal loan.
You can borrow up to 6X of your monthly income.
