FAQ

No. You have the freedom to decide how you want to use your personal loan.

It can be for education, home rental, medical bills, home renovations or any other purpose.

No, you do not need to provide a collateral for a personal loan. Unsecured loans do not require collaterals.

No, there is no early repayment fee.

Any outstanding interests (if any) will also be nullified once you have made full repayment for your loan, earlier than the due date in your loan contract.

Yes. As long as you can provide a source of income, you can still apply for a personal loan.

You can borrow up to 6X of your monthly income.

The minimum repayment period is 3 months and the maximum repayment period is 36 months. You can discuss with your financial institution for your preferred loan tenure.

Annual percentage rate is at 12% per year for loans.

Financial institutions will charge an admin fee that does not exceed 10% of the principal loan amount when the loan is granted.

($5,000 x 12%) / 12 months = $466.67 per month. Other than admin fee and late repayment fees (if any), there are no other fees.

No, only the stated months of 3 to 36 months in the loan contract.

You can drop us an email at enquiry@loanstreet.sg and our staff will get back as soon as possible.

No, LoanStreet is a free to use platform for all. We aim to help users find the best personal loan in the shortest time possible.

The financial institution will offer up to 4% reducing interest rate per month.

Our platform is secured with the latest plugins to protect your information. Every detail will be kept confidential.

Simply submit an enquiry form on our website and wait for our staff to contact you. We will recommend you the financial institutions that will suit your needs. Also, all of the companies we choose to work with are legal and regulated by the Ministry of Law.

All across Singapore and they are located near MRT stations.

We work with legal financial institutions in the East, North, West and Central.

Yes, all of the financial institutions that we work with are legal. All companies have a physical outlet and they display their license in the shop.

You can borrow up to 6X of your monthly income.

Once your loan application is approved, you can choose to receive the money in cash or via bank transfer on the spot.

Yes! We will be updating our blog regularly. Do check out our blog for more news!

Other than financial articles, we will be sharing lifestyle, travel, food and business articles.

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