Monthly Archives: November 2019

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For Singaporeans who are considering getting cards or already have them and want to know the best ways to avoid debt, it is important to..

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Taking a business loan in Singapore should never be seen as a sign of weakness in a company. This type of loan is also not..

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Cutting down on expenditure has always been associated with making major lifestyle changes. However, you don't always have to make a big change in your..

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Refinancing your home refers to the process of replacing the original mortgage with a new one. Refinancing serves the purpose of enabling borrowers to more..

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The world today is full of manipulative people. If you are not keen on recognising them, you may end up . This group of people..

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Do you sometimes wish that you could have a few more hours in the day in order to get the job done? If, you’re honest,..

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Applying for your first credit card usually comes with a sense of excitement and apprehension. You'll have the opportunity to make your purchases conveniently and..

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Cashless payment methods have been the trend in recent times. Singapore is among the top nations worldwide who are going cashless. In fact, a few..

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Looking for a job can sometimes be challenging. It is important that you take note of the tips that could help you to emerge successful..

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Singapore is known for its great food, great weather, friendly residents and being super clean. It is also known for its thriving economy. In the..

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As a beginner in investing, the idea of putting money into an investment you are considering may be intimidating. Usually this comes from lack of..

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The importance of having financial literacy cannot be overstated. More importantly, it is best to inculcate the importance of good financial literacy from a young..

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Advertising was extremely expensive at some point in its history, particularly ten to twenty years ago when companies relied mainly on A TV or magazine..

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The total debt servicing ratio was introduced in Singapore to rescue borrowers from the nightmare of taking on too much debt and committing their entire..

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Many Singaporeans consider the option of taking a bank loan when they need funding for various projects. However, taking a bank loan is not as..

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Most people set out to start their businesses with excitement, but many of them, even those who plan well and save to start up, often..

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Singapore has seen a recent increase in university graduates. This isn’t necessarily a bad thing, but now more qualified people are competing for the same..

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What is Financial Freedom? Financial freedom means different things to different people. For many Singaporeans, financial freedom means having all their financial needs met and..

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Banking is a business that is distinct from a business that solely deals with money lending. Money lenders typically advance their own money while banks..

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A marketing budget that is properly defined is essential for managing and measuring what has been invested into retaining existing customers and acquiring new ones...

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Ecommerce comprises of electronic platforms that are used to facilitate business transactions. Millions of people around the world log into virtual markets on the internet..

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When many business executives think of team building, they picture their employees playing games on company hours and money. Some even think that all the..

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Almost everyone requires some type of external funding for reasons that range from getting a business off the ground to paying for a car. It..

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Investing in the Singapore Exchange is a worthwhile venture for . However, before you begin to buy and sell securities on the Singapore Exchange, you..

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The importance of personal finance management is undisputed, no matter who you are. If you can manage your budget proficiently, you know how much money..

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Debt – It’s a dirty four letter word that many of us don’t like to be associated with. Some of us fear it even more..

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. It affects almost all the countries of the world including Singapore. Most countries experience both core inflation and lifestyle inflation. Core inflation can be..

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An iPhone has been designed with a lot of powerful features to make life easier for the user. Unfortunately, most people who own have no..

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There is no doubt that anyone aspiring to be an entrepreneur has heard about the pitfalls that others who have gone before have faced. Many..

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If you’re tempted on getting a gym membership, here’s the number one mistake you can make. You’re having a casual conversation with your co-workers or..

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A co-working space is basically a shared workplace. It provides an affordable alternative for people who want an office space, especially those who feel isolated..

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Your credit score is among the top measures of your financial stability. It tells potential lenders at a glance how you can manage financial resources..

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When used properly, credit cards are a flexible and secure way to make payments. They can also be an effective way to facilitate major purchases..

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A loan is classified as either secured or unsecured, which refers to whether or not you put up assets or collateral to guarantee the loan...

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Singaporeans are generally known to be lovers of food. In Singapore, there is a wide variety of foods available from different cultures such as Chinese,..

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If you feel like you will be stuck in debt forever, you are among several other people who believe it is impossible for them to..

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What the Reduction of the Singapore Appreciation Rate Means? Different central banks around the world use various strategies to control the rate of inflation in..

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If you look at the Ministry of Manpower’s website, you can see some . Each year about 0.2% of the total population of Singapore gets..

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Are you looking for a new job? Job hunting can be a traumatic process because it’s stressful and you’re always under scrutiny. It’s difficult to..

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You can’t live in Singapore without having everyone around you brag about their air miles credit cards. Why do Singaporeans love getting air miles credit..

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The Singapore Zoo is famous for its wide variety of animal species and plants. It is a great place of recreation and enjoyment for your..

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Stock research is essential for helping Singaporeans when evaluating companies for them to be able to determine whether they are worthwhile additions to their portfolios...

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They say that two are better than one because they will get more for their effort or investment. That couldn’t be truer with , a..